Attention online applicants: You must have a valid Minnesota ID to apply online.
For Wisconsin online loans, a valid Wisconsin ID is required

Payday America will be making our loan process far more convenient for our valued guests like you! Payday America will be moving to Online only as of December 2022. This allows you to access loans without leaving your home!

Therefore, all Payday America locations will no longer be servicing in-store loans.

Now you can apply and get the money you need without leaving your home or office! To apply simply click the APPLY NOW at the top of the page.

If you have any questions call us at 952-277-4135. We have expanded our Payday America Online hours to serve you better.

Monday: 7:00am - 6:00pm
Tuesday: 7:00am - 6:00pm
Wednesday: 7:00am - 6:00pm
Thursday: 7:00am - 6:00pm
Friday: 7:00am - 7:00pm
Saturday: 9:00am - 4:00pm
Sunday: CLOSED

All times are (CST).

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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees and payment terms are available upon request by calling 1-952-277-4135. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.