Attention online applicants: You must have a valid Minnesota ID to apply online.
For Wisconsin online loans, a valid Wisconsin ID is required


When you visit one of our Payday America locations, we want you to feel like you're entering your own personal bank. Our stores are all clean, well-lit, and filled with professional, courteous staff members dedicated to friendly customer service.

You'll find most of our facilities in or near a Pawn America store, providing you one-stop convenience for all your banking, pawning, and shopping needs.

NEW ONLINE STORE! We are excited to announce we have opened our Payday America Online Store which offers extended hours of phone support on Saturdays. PHONE: 952-277-4135 HOURS: Monday — Thursday 10 a.m. – 6 p.m., Friday 10 - 6:30 and Saturday 10 – 4.

Wisconsin Online Only
For Wisconsin online loans, a valid Wisconsin ID is required
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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-952-277-4135 or by visiting a Payday America Inc. store location. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.