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For Wisconsin online loans, a valid Wisconsin ID is required

RATES & FEES

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Payday America Minnesota Rates & Fees

Short Term Loan Fees and Examples

EXAMPLE 14 DAY LOANS FOR COMPARISON

Advance Amount Admin Fees Interest Total Fees & Interest Daily Fees & Interest Total Amount APR (Assumes 14-day term)
$400 $25 $5.06 $30.06 $2.15 $430.06 195.96%
$500 $25 $6.33 $31.33 $2.24 $531.33 163.36%
$600 $25 $7.60 $32.60 $2.33 $632.59 141.61%
$700 $25 $8.86 $33.86 $2.42 $733.86 126.11%
$800 $25 $10.13 $35.13 $2.51 $835.13 114.49%
$900 $25 $11.39 $36.39 $2.60 $936.39 105.42%
$1,000 $25 $12.66 $37.66 $2.69 $1,037.66 98.18%
$1,100 $25 $13.93 $38.93 $2.78 $1,138.92 92.25%
$1,200 $25 $15.19 $40.19 $2.87 $1,240.19 87.32%
$1,275 $25 $16.14 $41.14 $2.94 $1,316.14 84.12%
2022 Payday America Minnesota Rates and Fees

Payday America Wisconsin Rates & Fees

6 Month Installment Loan Example

EXAMPLE OF A 6 MONTH INSTALLMENT LOAN FOR COMPARISON

Loan Amount Payment Type (6 Month Loan) 12 Payments Total Interest over 12 Payments APR
$500 CashPass Card $62.50 (AVG) $250.03 179%
$500 ACH Payments $68.93 (AVG) $327.20 228%
$500 Pay by Phone / Online $73.01 (AVG) $376.07 258%
2023 Payday America Wisconsin Rates & Fees
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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees and payment terms are available upon request by calling 1-952-277-4135. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.