• 30-day transaction history from today with current balance
• 2 of the most recent paystubs or current award letter
• And lastly 2 personal references.
It takes about 10-15 minutes, as long as all the required documents are present.
We do not have a set interest rate for our advances. Rates and fees are calculated individually based on the amount you advance with us and how long the advance is open for.
We can use a W-2 or a tax filing form.
We do not. However, our sister company, MyBridgeNow, can do a collateral loan if the vehicle is free and clear. It is necessary for MyBridgeNow to retain possession of the vehicle during the duration of the loan.
You must either reside, or work in the state of MN in order to qualify for an advance. If you are a Minnesota resident, you must have a Minnesota ID, or have yellow papers showing you have applied for your Minnesota ID.
Yes! We can set you up with our pre-paid Visa card, the CashPass Card. You will need to have proof from your employer that your direct deposit has been deposited to the CashPass Card prior to your first advance.
We do not do any credit checks. We use your income and banking information.
Payment must be made in cash, or over the phone with a VISA or MasterCard for a $12.95 service fee. This is free if you use your Cashpass Card to make the payment.
Your qualified amount is based on your net income, bank information, and a few basic questions that are asked at the store location.
The advance will always be due on your next upcoming pay date.
If they are paid on the same day, then yes, we can use more than one income.
Yes, we are open on the majority of the federally recognized bank holidays. The only Holidays we close for are: Thanksgiving Day, Christmas Day and Easter. * All other holidays may be subject to shorter open hours of operation.
EARN EXTRA CASH!
Refer a friend and earn $10 for every qualified customer you send our way! Learn more...
PAY BY PHONE
For added convenience, you can now pay your cash advance by phone! Learn more...
Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-866-646-1777 or by visiting a Payday America Inc. store location. This is not an offer lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.