Attention online applicants: You must have a valid Minnesota ID to apply online.
For Wisconsin online loans, a valid Wisconsin ID is required

Frequently Asked Questions

Payday America has assembled the FAQs below based on guest inquiries we see often at our stores. If you do not find the answer you're looking for below, please contact your nearest Payday America location.

Extra Money


Refer a friend and earn $25 for every qualified guest you send our way!
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Pay By Phone


For added convenience, you can now pay your loan by phone!
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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-952-277-4135 or by visiting a Payday America Inc. store location. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.