Attention online applicants: You must have a valid Minnesota ID to apply online.
For Wisconsin online loans, a valid Wisconsin ID is required


Payday America has been providing guests with short-term banking options for more than a decade.

At Payday America you can expect our online staff to be friendly and professional. We strive for great customer service and practical fees on our financing choices.

Payday America also gives back to the community. In partnership with Pawn America and the Boys and Girls Clubs of the Twin Cities, Payday America helped launch the Kids Feeding Kids Program in 2006. This program teaches nutrition and restaurant skills while assuring that inner-city club kids don't go hungry.

Payday America is also a founding partner, along with Pawn America, of the Hennepin County Sheriff Foundation (HCSF). Together we are dedicated to strengthening the public’s safety through youth-based activity programs, prevention, intervention, education, outreach, and 21st-century crime-fighting tools and programs.


Join a strong team with great people while learning the financing service industry and valuable career skills. Plus, enjoy tremendous benefits!
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Payday America works in partnership with several organizations to offer additional financing options when you need them.
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Payday America is committed to supporting the local communities where we live and work. Our team members volunteer with the Kids Feeding Kids program, are members of their local Chamber of Commerce, and sponsor the Hennepin County Sheriff Foundation (HCSF). We also work closely with our local law enforcement agencies and have developed a strong relationship with them to protect our community.
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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees and payment terms are available upon request by calling 1-952-277-4135. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.