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Using the Debit Card offered by Metropolitan Commercial Bank of New York is easy, convenient, and can help you get back into the mainstream banking world while offering features and benefits that rival what you receive from a traditional bank account.



For instance, Payday America will cash your check and deposit the funds directly to your Debit Card. Your card works just like a checking account, so you can use it anywhere branded cards are accepted.*

Also enjoy convenient online account access at

There, you can access your account and use:


A bill pay feature allows you to set up one time or automatic bill pay


Have your paycheck or benefits deposited directly to your card


Instantly transfer funds to another cardholder**


Have messages sent right to your email or cell phone every time you have activity on your account


Have the peace of mind that you will never have an overdraft fee

* Jelli Disclaimer: This card is issued by Metropolitan Commercial Bank, Member FDIC. Pursuant to a license from VISA, USA, Inc. “Metropolitan Commercial Bank. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any.

** Subject to terms and conditions of the card

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide your name, address, date of birth, and Social Security Number which will allow us to identify you. “100% Approval” and “No one is Turned Down” is contingent upon successfully passing this mandatory identification confirmation.

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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-866-646-1777 or by visiting a Payday America Inc. store location. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.