At Payday America, you can quickly get the cash advance you need face to face with one of our trained customer service associates. We conveniently offer loans up to $1,000* – far surpassing the maximum of many other companies.
We have no hidden fees – we tell you our rates upfront.
Our rates and fees are based on the amount and term of the payday loan that you choose. We offer competitive rates, and we keep our fees low. Come visit us to experience our difference!
Use our rate calculator to see rates and fees for our most common loan amounts.
Please note that our Annual Fee depends on the amount of your loan. The maximum Annual Fee assessed is $50.00 per year. Once the maximum is reached, no Annual Fee is incurred until your next loan year.
*The maximum loan amount in South Dakota is $500. To calculate the Total Payment for a cash advance in South Dakota, add 10% to the loan amount. For example: The total payment for a $300 loan in South Dakota will be $330.