How does it work?

Have questions about cash advance? Curious if you qualify? Find out what you need to know by viewing our easy-to-understand summary. Watch our short video to see what a cash advance from payday America could mean for you.

Payday America makes it safe, friendly, and easy for you to get the money you need. We’re here when YOU need us!

WHAT YOU NEED TO KNOW

WHAT YOU NEED TO BRING
  • You may qualify for an amount between $100 and $1,000*
  • You can pre-qualify online
  • Compare our rates and fees
  • We do not do credit checks
  • 98% of all Payday America loans are paid back
  • We offer two types of advance
    1. With an active checking account
    2. Without an active checking account – more info

*Maximum loan amount is $500 in South Dakota
  • State-Issued Photo I.D.
  • Social Security Card
  • A Blank Check from Your Open Checking Account
  • Current Balance and Last 30-Days Activity in Your Checking Account
    • Statement must show your Name and Account Number
  • 2 Most Recent Pay Stubs