How Does a Cash Advance Work?

Have questions about cash advance? Curious if you qualify? Find out what you need to know by viewing our easy-to-understand summary. Watch our short video to see what a cash advance from payday America could mean for you.

Payday America makes it safe, friendly, and easy for you to get the money you need. We’re here when YOU need us!

  • You may qualify for an amount between $100 and $1,000*
  • You can pre-qualify online
  • Compare our rates and fees
  • We do not do credit checks
  • 98% of all Payday America advances are paid back
  • We offer two types of advance
    1. With an active checking account
    2. Without an active checking account – more info

*Maximum cash advance amount is $500 in South Dakota

  • State-Issued Photo I.D.
  • Social Security Card
  • A Blank Check from Your Open Checking Account (your bank must have a branch in the same state as the location you wish to receive a cash advance from)
  • Current Statement and Last 30-Days Transaction History in Your Checking Account – Showing Your Available Balance
  • 2 Most Recent Pay Stubs
  • 2 Personal References, including their name, phone number, and address (the address must be different than yours)